THE CURRENT STATE OF INSURANCE COVERAGE LACKS GLOBAL COVERAGE While Owner and Contractor Controlled Insurance Programs alleviate some of the issues with adequate coverage, the state of the industry and the rising costs of projects and claims have created a clear deficiency in adequate comprehensive coverage. Background Projects used to be primarily one dimensional. You… Read more »
Month: August 2018
General contractors with no employees – use of PEO and impact on workers’ compensation insurance
Background Information 1. Employers Are Required to Maintain Workers’ Compensation Insurance California law requires that employers, including those in the construction industry, carry workers’ compensation insurance, even if they have only one employee subject to California workers’ compensation laws1. For contractors, Business & Professions Code (“B&P Code”) §7125(a) provides, in part, that “Except as provided… Read more »
New California law limits design professional indemnity effective January 1, 2018
Civil Code §2782.8, dealing with indemnity provisions in design professionals’ contracts, was amended by SB 496. SB 496 generally extended the provisions relating to a design professional’s obligation to indemnify and defend a governmental agency to all contracts (i.e., such provisions now apply to both public and private works), as well as made some changes… Read more »
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